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HPI In Ireland

Hire Purchase Information

Understanding the financial status of a vehicle or asset is essential for lenders, dealers, and buyers across Ireland. Hire Purchase Information, commonly known as HPI, provides reliable insight into whether an asset is subject to outstanding finance, finance agreements, or ownership restrictions.

This information protects consumers in the used vehicle market, supports responsible lending, and helps businesses assess risk before approving credit.

HPI has been a trusted source of financed asset data for decades. Today, it remains a critical part of the Irish lending, motor, and leasing industries, offering accurate financial status checks that help organisations make safer and more informed decisions.

CRIF and HPI Working Together

CRIF and HPI's partnership strengthened HPI’s operating model and expanded access to data, technology, and analytics across the wider financial ecosystem. HPI continues to manage the Irish register of financed assets and benefits from CRIF’s investment, innovation, and information capabilities.

HPI collects real-time finance data directly from major lending institutions, including AIB, Bank of Ireland, and Ulster Bank. These organisations are also shareholders, which supports the completeness and accuracy of the data. The result is a unique database that combines historical depth with live updates, available through multiple B2B and B2B2C access points.

Business users such as lenders, dealers, and leasing companies rely on HPI for fast and accurate checks before approving finance or releasing vehicles. Consumers use HPI to verify the financial status of vehicles before purchase, improving confidence and reducing risk.

  • Protect buyers and finance providers with verified finance status
  • Improve lending accuracy with real‑time data from major Irish finance houses

Key benefits

  • Protects buyers and finance providers

    Ensures vehicles and assets are free from outstanding finance, safeguarding lenders and consumers from financial loss.

  • Supports accurate lending decisions

    Provides up to date information from recognised Irish finance houses, helping organisations evaluate credit and fraud risk.

  • Real time access through CRIF channels

    Delivers instant checks through convenient B2B and B2B2C platforms designed for both professional users and consumers.

CRIF Gateway

DigitalHub

Want to learn more?

Access trusted hire purchase and asset finance information through the HPI register, supported by CRIF insight and technology.

Contact our team